In some point of your life, you regret that you unwisely spend your money and at the back of your mind, you told yourself that "If I just save that money". Best example of this one is being a "one-time millionaire", most of us are in this lifestyle whenever you have a money, you spent it without thinking about tomorrow and regret it the next day.
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| PHOTO BY: QUIZZLE |
1. Eliminate Your Debts and Loans
This is the first thing you need to eliminate so that you don't have any burdens and obligations in paying those every month. Try to compute the total interests versus your debt you will think that the interest may put in your savings once you are already debt-free individual.
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| PHOTO BY: DOCTORFREEDOM |
2. Mind-set Your Savings Goals
If you told yourself that you will save your money, be ensure that you will do so. You need to set your mind that you need to save money in a monthly basis. You need to also visualize what you are saving for to motivate yourself.
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| PHOTO BY: LIFEHACKER |
3. Stop Buying Unnecessary Things
In this generation, we are aware that having cool gadgets make you "in" or "famous" in social world or in your circle of friends. In future perspectives, these gadgets won't help you to save money instead it helps you to spend money.
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| PHOTO BY: TECHQUARK |
4. Stop Your Vices
If you are a chain-smoker, we all know that it's not easy to quick on it. However, try to lessen it. If you smoke a pack or two per day, try to cut it up by pack or half of it until you didn't notice that you are ready to quit! Imagine how many bucks you spent in buying just cigarettes and how many bucks you may save when you quick on it?
You may also drink occasionally or stop hanging out in the bar and try to drink at home and buy your favorite brandy or whisky in the Supermarket which is much cheaper compare if you buy it in the bar.
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| PHOTO BY: FEEDSTER |
5. Take a Staycation
Who doesn't want to have a vacation in a cozy and relaxing place? But, take time to think of it, instead of paying an airline tickets, tour package, and hotels. For a change, try to stay at home, cook a turkey for a change and have a cup of coffee while reading at your backyard? Try to have even a small garden so that you will have a fresh air and a relaxing ambiance together with your family.
You don't need to go far to have a good family bonding. You may go to a park and have a picnic with them.
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| PHOTO BY: TAMARACKSWIMCLUB 6. Utility Savings Simply turn-off all your appliances if no one is at home, turn-off your television if no one is watching, etc. Those simple things may help you to lower down your bills and save money. |
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| PHOTO BY: WESTERNCITY |
7. Pack Your Lunch
It's one of the best money-saving tip if you want to start saving your money as we all know that it's more convenient if we pack our lunch than buying in a fast food chains, cafes, or restaurant.
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8. Open a Savings Account
Yes, you need to open a savings account if you want to save money. Some banks are offering a savings account with ATM account but, if you choose this one, you need to bear in your mind that you must surrender your ATM at the bank or simply leave it at home. This will help you to lessen your expenses even if you know that you have a money to buy the things you want. Believe it or not, some of us can't help themselves to spend if they know they have a money from the bank and it's very easy to withdraw using ATM machines.
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| PHOTO BY: ALLWOMENSTALK |
9. Cut All Your Credit Cards
It's simply because you cannot start to control your expenses unless you cut your credit cards.
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| PHOTO BY: LIFEHACKER |
10. Create Your List of Monthly Budget
To monitor your expenses versus your income, you need to do this list. This will serve as your guide and give yourself a limit. Bear in mind that you must spend within your income and always set your mind that you have to save money in a monthly basis.
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| PHOTO BY: FRUGALFAMILYHOME |
We're hoping this would help you in saving your money. Happy Savings! |SRP - INTP
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